CTCertTrack
For small businesses with vendors

Never chase down a vendor's insurance again.

CertTrack collects, tracks, and reviews certificates of insurance (COIs) from your vendors and contractors, so coverage never quietly expires on your watch.

Start free, takes 2 minutesSee how it works

No credit card required.

Apex Electrical

Compliant

Expires Mar 12, 2027

Riverside Catering

Expiring soon

Reminder sent Tuesday

Northgate Cleaning

Review needed

Limit below typical minimum

The way most small businesses do this today is broken.

A spreadsheet of vendors. A folder of PDF attachments buried in email. A few sticky-note reminders. Then one day a contractor shows up to work with a policy that lapsed three months ago, and now it's your problem.

Spreadsheets

Manually updated. Rarely accurate. Nobody owns it.

Email folders

COIs buried in threads. Good luck finding the latest one.

Silent expirations

Coverage lapses with no warning. You find out the hard way.

How CertTrack works

Four steps. Then it runs in the background.

  1. 01

    Add your vendors

    Drop in their name and contact. That's it.

  2. 02

    Request their COI

    Send a request by email or text in one click.

  3. 03

    We track it

    We parse the certificate and record the expiration date for you.

  4. 04

    We remind everyone

    Automatic nudges go out before coverage lapses.

Included on every plan

Instant AI review on every certificate.

Every COI you collect gets a plain-language review. No insurance jargon, just clear flags like "coverage limit below typical minimum" or "your business isn't listed as additional insured."

Riverside Catering, COI uploaded

2 flags
  • General liability limit is $500K. Most agreements like yours expect at least $1M per occurrence.
  • You're not listed as additional insured. Ask the vendor to have their agent add you.
  • Workers' comp coverage looks good through Sep 2027.

Trusted by small businesses with a lot of vendors

Hillside Contracting
Bloom Salon Co.
Foundry Events
Park & Main Properties
Cedar Bistro Group
"I used to dread COI season. Now I just don't think about it, and that's the whole point."
Megan R. · Office Manager, General Contractor
"I rent booths to 14 independent stylists. CertTrack quietly makes sure every one of them is covered."
Daniela S. · Salon Owner
"The AI review caught a vendor with a $300K limit on a job that required $1M. Saved me a real headache."
Marcus T. · Property Manager

Simple pricing. Starts at $20/year.

Every plan includes AI review, automated reminders, and unlimited certificate uploads. The only difference is how many vendors you track.

See pricingGet started