CTCertTrack
For small businesses with contractors

The easiest way to make sure every contractor is properly insured.

CertTrack makes sure every contractor's coverage stays current without spreadsheets, reminders, or endless follow-up.

Start free, takes 2 minutesSee how it works

No credit card required.

Apex Electrical

Compliant

Expires Mar 12, 2027

Riverside Catering

Expiring soon

Reminder sent Tuesday

Northgate Cleaning

Review needed

Limit below typical minimum

The way most small businesses do this today is broken.

A spreadsheet of contractors. PDFs buried in email. A few calendar reminders. Then a contractor's policy quietly expires. Nobody notices until there's an accident, an audit, or a claim. Suddenly, it's your problem.

Constant chasing

Every renewal means another email, reminder, and follow-up just to keep coverage current.

No single source of truth

Certificates live across inboxes, PDFs, and spreadsheets, making it impossible to know who's actually covered.

Coverage quietly expires

Policies expire without warning, leaving your business exposed before anyone notices.

How CertTrack works

Spend two minutes setting it up. Then stop thinking about COIs.

  1. 01

    Add your contractors

    Drop in their name and contact. That's it.

  2. 02

    Request their COI

    Send a request by email, in one click.

  3. 03

    We track it

    AI parses the certificate and records the policy details and expiration date for you.

  4. 04

    We remind everyone

    Automatic nudges go out before coverage lapses.

AI REVIEW ON EVERY PLAN

Every certificate is reviewed before it becomes your problem.

Most people only check the expiration date. CertTrack flags missing coverage, low limits, and common compliance issues in plain English.

Riverside Catering, COI uploaded

2 flags
  • General liability limit is $500K. Most agreements like yours expect at least $1M per occurrence.
  • You're not listed as additional insured. Ask the contractor to have their agent add you.
  • Workers' comp coverage looks good through Sep 2027.

TRUSTED BY SMALL BUSINESSES 

"I used to dread managing COIs. Now I don't think about it, and that's the whole point."
Megan R. · Office Manager, General Contractor
"I rent booths to 14 independent stylists. CertTrack quietly makes sure every one of them is covered."
Daniela S. · Salon Owner
"The AI review caught a contractor with a $300K limit on a job that required $1M. Saved me a real headache."
Marcus T. · Property Manager
"Finally, one place to see who's covered and who's not."
Taylor M. · Operations Manager, Event Venue
"We stopped chasing contractors for insurance certificates."
Chris B. · General Contractor
"CertTrack caught an expired policy before we did."
Riley S. · Risk Manager, Property Group

Simple pricing. Free to start.

Start free with one contractor, then pay only for the number of contractors you need to manage.

See pricingStart free